Romans 4:22 – Unearned Credit

Romans 4:22

And therefore “It was accounted to him for righteousness.”

Truth to Learn

Salvation is a gift which is credited to our account when we believe God’s message in the Bible.

Behind the Words

The word translated “therefore” is dio. This is made up of dia, meaning “through, either positionally or instrumentally” and the personal pronoun hos, meaning “who, which, or what.” Hence, dio literally means “through which.” It can be translated as “therefore, wherefore, or consequently.”

Accounted” is a word that we looked at back in verse three of this chapter. It is the word logidzomai, which means “to count out as one would count out money when payment is being made” or “the crediting to someone’s account based on the payment made.” The Hebrew word used in Genesis 15:6, which this verse quotes, is khashab, meaning “to think, to reckon, to regard, to consider, or to be accounted.” Therefore, based on the Hebrew word it is translating, logidzomai means “to put to one’s account” or “to credit to someone.” One way to think of this is that it is something which God marks in His record book.

Meaning Explained

Remember the therefore rule? Whenever you see a “therefore” or a “wherefore,” you need to see what it’s there for. In this case “therefore” is in reference to the fact that Abraham was fully persuaded. That is, his faith was strong and unwavering. He completely believed God. And, because Abraham had a firm conviction that God would do what He promised He would do (make Abraham’s descendents as numerous as the stars of the heavens and make Abraham the father of many nations), God credited that faith to him as righteousness. That is, it was marked in God’s record book next to Abraham’s name giving him credit for being righteous. He didn’t earn it; it was simply credited to him as a gift.

This is the crux of what we call salvation. God tells us that we are sinners condemned to suffer eternally in Hell. He tells us that we need salvation and that the only way for us to obtain salvation is to accept the sacrifice that Jesus made on the cross in payment for our sins. So, first a person has to believe that he or she is a sinner. Next, we have to believe that we are going to be judged for our sins and that the punishment for our sins is eternity in hell. But how do we know these things? We know them because that’s what God tells us in the Bible. If we don’t believe the Bible is God’s word, then we don’t believe what God tells us in the Bible and there’s no reason to believe in the sacrificial death of Jesus Christ.

However, if we believe that we are sinners who are going to hell, then we must believe that Jesus, the Son of God, died on the cross to pay the penalty for our sins. How do we know that He is the Son of God who died on the cross to pay for our sins? We know this because God tells us in His message to mankind, the Bible. When we believe that we are sinners and that Jesus’ blood was shed on the cross as payment for our sins, as a result of our faith, God credits righteousness to our account.

Application

We don’t earn salvation by believing; God simply gives us credit for it when we believe His message. That is, He credits us with righteousness. He doesn’t owe it to us. It’s His gift to us. That’s grace!

In God’s service, for His glory,

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Copyright © 2010 Will Krause. All rights reserved.

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